Privacy Policy

Last Updated: January 2025

At Canada Finances ("CF"), we prioritize protecting your personal information and complying with data protection laws. This policy explains how we collect, use, and protect your information when you use our website (CanadaFinances.ca) and services.

Important Notice

Age Requirement

You must be of legal age in your jurisdiction to use our services. If you are under the age of majority, you may only use our website and services with the involvement and consent of a parent or legal guardian.

Your Responsibility

You are responsible for maintaining the security of your device and account access. This includes using appropriate security software, maintaining firewall protection, and ensuring secure network connections. We are not responsible for security breaches resulting from unsecured devices or networks.

Key Terms

Personal Information

Information that can identify you, such as your name, address, date of birth, contact details, employment status, and income.

Products and Services

Our vehicle financing products, services, and website functionality.

We/Us/Our

Canada Finances, its subsidiaries and affiliates.

You/Your

Website visitors and users of our products or services.

How We Collect and Use Information

Information You Provide

  • Processing applications and payments
  • Managing your account
  • Responding to inquiries
  • Communicating about services
  • Dealing with vehicle dealerships

Automated Collection

  • IP address and browser information
  • Device type and settings
  • Usage data and timestamps
  • Geographic location

Credit Reports

  • Credit scores for financing applications
  • Periodic credit information updates
  • Dealer credit checks for financing

Data Storage Location

Your personal information is primarily stored and processed in Canada, regardless of your location. By using our services, you consent to the transfer of your information to Canada.

How We Share Your Information

How We Protect Your Information

Physical Security

Protected storage and limited physical access

Technical Security

Encryption and secure data transmission

Administrative Controls

Staff training and access restrictions

Your Rights

Access Your Data

Request information about your personal data we hold

Update Information

Correct or update your personal information

Data Deletion

Request deletion of your personal information

Marketing Preferences

Opt-out of marketing communications

Contact Us

For privacy-related questions or concerns, contact our privacy officer:

team@canadafinances.ca